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Credit 101: What is a Good Credit Score?

Whether you can qualify for a loan, how much you can borrow, and how much you pay to borrow money depends in large part on your credit score. Most top lenders use a credit scoring method known as FICO, which was developed by Fair Isaac and Company more than a quarter...

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Questions To Ask For A Lower Mortgage Rate

Buying a home is a big financial commitment. If you are a new homebuyer, the process can be overwhelming. Taking your time to consider the following questions will help you to understand how to get a low mortgage rate on your new home. Should I Go With A Fixed Or An...

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How to Apply for a Credit Card So You’ll Get Approved

At times, it can seem cumbersome to apply to credit cards. There are myriad of credit cards out there and they call come with qualification stipulations. While having excellent credit will definitely increase your chances of getting approved for a credit card, those...

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How to Get a Personal Loan With Good or Bad Credit

The need for extra cash is common, and many people will have multiple needs for funding over the course of their lives. In some cases, funding is available through their own savings or investment accounts, and some people may also draw on credit cards from time to...

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How to Choose the Best Mortgage

Buying a home is a big deal not only because you’re now a homeowner but also because you’re probably going to need a mortgage. Mortgage loans are probably the biggest loans you’ll ever have in your life. Therefore, it’s important to choose the best mortgage for you....

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Are Credit-Repair Companies Legitimate?

If you have been in debt over your head it’s likely that your credit rating took quite a beating. This bad credit score can brand you as a high risk for potential lenders. This could result in declined credit applications or high-interest rates. Fixing your...

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Tips For Finding The Best Mortgage Lender

Buying a house is no small feat. You will be locked into a 15, 20, or even 30-year mortgage. Taking the necessary time now to ensure you find an ideal lender is imperative to your future financial health. We’ve compiled a list of the top tips to help you find...

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How To Refinance Your Mortgage

Many homeowners will make the strategic decision to refinance their home mortgage within a few years after taking ownership of their home. Refinancing allows you to combine first and second lien loans. This can help you to save money on mortgage payments, pay off the...

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How To Get A Mortgage

Depending on where you live, the average cost of a home may be several hundred thousand dollars or more. Many people share the common dream of owning their own home, but it can be impossible for many to pay the full cost of a house outright. A home mortgage provides...

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